Your Car Was Totaled — Now What?

What "Totaled" Actually Means

When insurance says your car is "totaled," it means repair costs exceed a certain percentage of your car's value (usually 70-80% in Washington). But "totaled" doesn't mean "worthless." Your car still has significant value in parts, metal, and potentially even as a rebuild project.

• Engine and transmission may be perfectly fine
• Interior components, electronics, and accessories have value
• Body panels on undamaged sides are worth money
• Catalytic converter contains precious metals
• Even the scrap metal has value

Your Options After a Total Loss

Insurance will typically offer you the Actual Cash Value (ACV) of your car, minus deductible. But you have choices about what happens to the car itself:

• Option 1: Accept insurance payout, they keep the car (you get nothing extra)
• Option 2: Accept payout, keep the car, sell it yourself for ADDITIONAL cash
• Option 3: If insurance lowballs you, negotiate or sell privately

How to Get EXTRA Cash for Your Totaled Car

Here's the secret most people miss: If you keep the totaled car (accept a slightly lower insurance payout), you can sell it to a junk car buyer for ADDITIONAL cash. That's money on top of your insurance check. We buy totaled cars every day for $300-$5,000+ depending on the damage.

Why Sell Your Totaled Car to Us?

We specialize in buying totaled and accident-damaged vehicles throughout Seattle and King County. Unlike junkyards that lowball you, we pay fair prices because we know the true value of your car's parts.

• Same-day pickup — we come to you within 2 hours
• Cash on the spot — no waiting for checks to clear
• Free towing — even if the car can't move
• No title? No problem — we help with paperwork
• Fair prices — we pay for the parts value, not just scrap